THEREFORE BE IT RESOLVED THAT the Business and Professional Women’s Clubs of Ontario urge the Government of Ontario to amend the Consumer Protection Act, R.S.O. 1970, immediately, to ensure that if a credit company or merchant wishes to change the terms and conditions of their variable credit, such changes shall only apply to the credit which was extended to the consumer after receipt of such notice, and therefore eliminate the present unfair practice of apply new interest rates to old debts.